In the wake of her beloved grandfathers death, Lou and her family gather at their coastal family home for a long-awaited family reunion.

The windswept and wild surroundings remind Lou of who she was before being a mother, a wife, and a professional failure. They bring back memories of Michael, her toxic first love and, according to the family, her bad luck penny. Then a shocking crisis in the country disrupts the funeral arrangements and forces the family together for longer than planned.

As secrets rise to the surface, the threads of Lous life unravel and she faces a difficult choice after all, its only a bad luck penny if you pick it up.